Terms and Conditions

Welcome to StockYAI (www.stockyai.in), an AI-powered stock analysis and investment research platform. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions ("Terms"). Please read them carefully before using our services.

1. Acceptance of Terms

By using StockYAI, you acknowledge that you have read, understood, and agreed to these Terms, along with our Privacy Policy and any other policies referenced herein. If you do not agree, you must discontinue using the website immediately.

2. Changes to Terms

StockYAI reserves the right to modify these Terms at any time. Updated versions will be posted on this page with a revised "Last Updated" date. Your continued use of the website after changes constitutes acceptance of the new Terms.

3. Eligibility

• You must be at least 18 years old or the legal age of majority in your jurisdiction to use StockYAI.
• By using the platform, you confirm that you are legally permitted to engage in investment-related activities in your country.

4. Account Registration & Security

• Users may need to register an account to access certain features.
• You agree to provide accurate and complete information and to update it as necessary.
• You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
• Notify StockYAI immediately of any unauthorized account use.

5. Use of Services

StockYAI provides AI-driven stock analysis, market insights, and investment-related data. However:

• Not Financial Advice: The information provided is for educational and informational purposes only and should not be considered financial, investment, or trading advice.
• No Guarantee of Accuracy: While we strive for accuracy, StockYAI does not guarantee the completeness or reliability of the data.
• User Responsibility: You are solely responsible for your investment decisions. StockYAI is not liable for any financial losses incurred.

6. Prohibited Activities

You agree not to:

• Use StockYAI for illegal or fraudulent activities.
• Reverse-engineer, hack, or exploit vulnerabilities in the platform.
• Scrape, copy, or redistribute content without permission.
• Misrepresent your identity or impersonate others.
• Spam, harass, or distribute harmful content.

7. Intellectual Property

• All content, trademarks, logos, and software on StockYAI are owned by or licensed to the StockYAI team.
• You may not reproduce, modify, or distribute any content without explicit written permission.

8. Third-Party Links & Services

StockYAI may contain links to third-party websites or services. We are not responsible for their content, privacy policies, or practices. Use them at your own risk.

9. Disclaimer of Warranties

StockYAI is provided "as is" without warranties of any kind, whether express or implied. We do not guarantee:

• Uninterrupted or error-free service.
• The accuracy or reliability of predictions or data.
• That the platform will meet your specific needs.

10. Limitation of Liability

StockYAI and its team shall not be liable for:

• Any direct, indirect, or consequential losses from using the platform.
• Investment decisions made based on our data.
• Technical issues, downtime, or data breaches.

11. Indemnification

You agree to indemnify and hold StockYAI harmless from any claims, damages, or expenses arising from your misuse of the platform or violation of these Terms.

12. Termination

StockYAI reserves the right to suspend or terminate your access at any time for violations of these Terms or suspicious activity.

13. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of India. Any disputes shall be resolved through arbitration in Mumbai.